Since AGMA contracts are individual to the actual Opera/Ballet Company itself, it is a different set of rules to work under for each house. AGMA contracts on the whole are getting better each negotiation, and the union is trying hard to begin to have the same language in all contracts. Most larger companies do have good language in their contracts regarding prep time (usually a week), breaks, meal penalties, etc. As for health insurance, there are two types in the contracts, Plan A or Plan B. Plan A is only an option at a few companies, and functions like normal health insurance. Plan B is in most contracts, and is like a medical savings account where the opera company gives you a certain amount of money into this fund, and you pay your private health insurance out of this.